AAA Cashback Visa Signature^® Card

Rewards for the
road ahead

Earn up to 3% cash back¹ on everyday spending — then redeem for options like cash back and gift cards or redeem instantly for purchases with Real-Time Rewards.

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Enjoy your rewards your way

Cash back

Redeem as a statement credit applied to your account or deposit them into any checking or savings account.

More ways to redeem

Check out online with Shop with Points at Amazon.com or Pay with Rewards on PayPal.

Gift cards

Choose gift cards from restaurants and popular retailers.

Prepaid rewards cards

Redeem for Prepaid Rewards Visa^® Cards and spend them like cash everywhere Visa debit cards are accepted.

Merchandise

Select from hundreds of options, including electronics, appliances, and more.

Charity match donation

Redeem cash back and donate towards a monetary charitable contribution to a nonprofit of your choice.

Enroll and shop with Real-Time Rewards²

Shop

Make a qualifying purchase with your enrolled AAA Cashback Visa Signature Card.

Text

Receive a text giving you the option of redeeming cash back for that purchase.

Redeem

Text REDEEM to receive a statement credit for the purchase. That's it!

Enrolled cardmembers can choose the product and service categories that fit your needs, from grocery stores and fast-food restaurants to pharmacies, bookstores and more.*

¹ Cash back can be redeemed in the form of a statement credit or ACH deposit. Cash back is not earned on business related transactions or activities. You may not redeem cash back, and you will immediately lose all of your cash back, if your account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Cash back will expire at 11:00 p.m. Central Time on the last day of the calendar quarter that is five (5) years from the date on which they are earned. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information. Cash back is earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn cash back, such as Advances, Balance Transfers, and Convenience Checks and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees do not qualify. U.S. Bank cannot control how merchants classify their business or transactions and reserves the right to determine which Purchases will qualify in which category. Earn 2% per dollar for qualifying net purchases made with the card through any participating AAA Club when AAA is the merchant of record, on qualifying net insurance purchases (MCC = 6300) and at eligible retail travel merchants. AAA Clubs located in Northern California, Nevada and Utah are not participating AAA Clubs and purchases made at those clubs will not qualify for 2%. Earn 4% per dollar for qualifying net purchases on AAA purchases, travel and insurance for your first 6 months up to $6,000. After that, earn cash back in the standard 2% category.

Return to Text

² When you use our Real-Time Rewards program, we will send you text messages after you make credit card purchases. You will only receive text messages for credit card purchases made within your selected categories. After you receive the text message, you must reply “REDEEM” to redeem rewards for statement credits. For purchases which include a gratuity, fees or estimated taxes, the statement credit may not equal your final purchase amount. The credit to your Account statement will be processed within three business days and will appear on your next Account billing statement. Participating categories exclude gas stations and restaurants. Available only for transactions with U.S. merchants. For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Check with your carrier for specific fees and charges.